Seems that Equity Red Star have decided they no longer want our (BMW) business.
Just changed from a 2006GSA to a 2014GSA although I don't think this was the issue.
Last year, same thing happened, renewal quote came in at more than double what I had paid for the previous year, have got used to this as we all have, got another quote from a different company, rang BMW insurance and they beat the other quote, making it £10 cheaper than previous year.
Quote for renewal came in at more than double again, rang BMW and asked if I have to go the same rigmarole before they will give me a reasonable price, I was told I would get a call back, waited three days and rang them back this afternoon, spoke to the most helpful insurance advisor I have ever spoken to.
She explained that under normal circumstances, I would indeed need to go through getting other quotes for BMW to consider reducing theirs, unfortunately it is now not possible because ERS have put their prices up by a huge percentage and at the same time have removed the ability to negotiate for their advisors. She said she was dreading every BMW renewal telephone call because it will be a shock for most of them.
She then refused to charge me the admin costs of changing the bike on my policy and told me that she would make sure I get my proof of no claims discount posted to me on the 23rd Feb when my policy ends without me having to waste time in their telephone queue.
Have just insured with Bennets with more cover and less excess than BMW (ERS) for £231 instead of £548.
Just for anyone that is interested, my cover is as follows.
£15000 bike + extras
5000 miles a year
Business use
Protected ncd
Breakdown cover that I don't need
Legal cover
Personal accident
Helmet & leather cover
90 days Europe cover
£250 excess
No security devices
Stored in garage overnight
50 years old with 9 years ncd
Just changed from a 2006GSA to a 2014GSA although I don't think this was the issue.
Last year, same thing happened, renewal quote came in at more than double what I had paid for the previous year, have got used to this as we all have, got another quote from a different company, rang BMW insurance and they beat the other quote, making it £10 cheaper than previous year.
Quote for renewal came in at more than double again, rang BMW and asked if I have to go the same rigmarole before they will give me a reasonable price, I was told I would get a call back, waited three days and rang them back this afternoon, spoke to the most helpful insurance advisor I have ever spoken to.
She explained that under normal circumstances, I would indeed need to go through getting other quotes for BMW to consider reducing theirs, unfortunately it is now not possible because ERS have put their prices up by a huge percentage and at the same time have removed the ability to negotiate for their advisors. She said she was dreading every BMW renewal telephone call because it will be a shock for most of them.
She then refused to charge me the admin costs of changing the bike on my policy and told me that she would make sure I get my proof of no claims discount posted to me on the 23rd Feb when my policy ends without me having to waste time in their telephone queue.
Have just insured with Bennets with more cover and less excess than BMW (ERS) for £231 instead of £548.
Just for anyone that is interested, my cover is as follows.
£15000 bike + extras
5000 miles a year
Business use
Protected ncd
Breakdown cover that I don't need
Legal cover
Personal accident
Helmet & leather cover
90 days Europe cover
£250 excess
No security devices
Stored in garage overnight
50 years old with 9 years ncd