Has anyone declared a hilltop remap to their insurers?

Re declaring remaps to your insurance company, in the car world inurance companies have been known to have vehicle ECU's interrogated by engineer to detect a remap ( trust me it is easy having seen it done by a company prior to a remap being carried out .............basically the map is downloaded and sent in file form to a programme writer who within minutes will tell you if the vehicle is carrying a standard base map or has been tweaked).

Found out about it when a remapper I know was contacted by the police enquiring if he had remapped a particular car (he hadn't , but they rang around a number of local tuners). transpired that the vehicle had been involved in a serious accident resulting in a sizeable insurance claim and it had been checked by an engineer and the remap detected. It had not been declared and the insurer was in the process of invalidating the insurance.

Some companies will happily accept a remap ,often wthout a hefty premium whilst others will refuse to insure the vehicle.

Best way is to ring up your insurer and ask (just don't tell them who you are and ring from a public phone so they can't trace you incase they are one of the ones who will screw you over)
 
We know that non declaration of tuning boxes can invalidate insurance. Now we have the definitive reply for remaps.
 
Yeah, that'll work when some insurance company is trying to wriggle out of a massive claim.
I would be more concerned if I'd unknowingly bought a Hilltopped bike and been involved in aforementioned claim.
With 600(?) remapped R1200's out there it could become a bit of a legal minefield.
 
comberjohn said:
I would be more concerned if I'd unknowingly bought a Hilltopped bike .
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But that's just it how would you no ? Especially if you brought a used WC from the dealer, both my 13-14 bikes were Hilltopped and both went back into the dealer network, so whom knows what your riding round on, tbh my bikes being Hilltopped are nothing compared to dealer related past history of both bikes !
 
Engineer said:
A non BMW software change is a modification, software or hardware doesn't matter, it is a performance modification.
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It's ironic there software allows the bike to run so lean and rectification is a performance mod ?
 
BOLLOX !!

Its a retune where more or less power is a possible outcome! and the ONLY ways that it can be found out for sure is :-

if someone leaves an Invoice from Geoff lying about

Or the insurance plug in a compatible software system and Since it is not OBD compliant they will have to go to Geoff!

Even when they get to the software? Its parameter and algorithmic changes NOT a Bloody big banner Splashed across a start up screen saying "Reprogrammed @ Hilltop"

Wise Up the Lot of You! Fannying about worrying about this sort of schit! Get out and Ride the Damn thing!

If it worries you that much go get a standard fucking Bergman :)green gri Or a KTM!!) and feel the wind on yer Manginas!

Engineer said:
A non BMW software change is a modification, software or hardware doesn't matter, it is a performance modification.
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duckspeed said:
It would be a clever insurance engineer that could find it bearing in mind that the original program is still in there
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Not a Hilltop remap but....I had a remapped BMW 335d that I also had an extended warranty on. When a valve that works with the small turbo failed they refused to pay for the work due to the engine being 'modified'.

I immediately cancelled the balance of the warranty that was costing £725 per year at that point, the claim would have been much smaller.
 
How did they find out ?? Was there additional wiring added?

A remap should "not" be blatantly obvious

Paul G (BHT) said:
Not a Hilltop remap but....I had a remapped BMW 335d that I also had an extended warranty on. When a valve that works with the small turbo failed they refused to pay for the work due to the engine being 'modified'
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DrFarkoff said:
How did they find out ?? Was there additional wiring added?

A remap should "not" be blatantly obvious
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No idea, all they would say is their system was telling them that it was a 'modified' engine and BMW warranty were refusing to pay.
 
DrFarkoff said:
BOLLOX !!

Its a retune where more or less power is a possible outcome! and the ONLY ways that it can be found out for sure is :-

if someone leaves an Invoice from Geoff lying about

Or the insurance plug in a compatible software system and Since it is not OBD compliant they will have to go to Geoff!

Even when they get to the software? Its parameter and algorithmic changes NOT a Bloody big banner Splashed across a start up screen saying "Reprogrammed @ Hilltop"

Wise Up the Lot of You! Fannying about worrying about this sort of schit! Get out and Ride the Damn thing!

If it worries you that much go get a standard fucking Bergman :)green gri Or a KTM!!) and feel the wind on yer Manginas!
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Feckin well put. Well done to you sir.

Sent from a OnePlusX
 
Paul G (BHT) said:
No idea, all they would say is their system was telling them that it was a 'modified' engine and BMW warranty were refusing to pay.
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I'm fairly sure that a remap on a turbo charged car is fairly obvious when plugged into the manufacturers diagnostics.

Sent from a OnePlusX
 
If one person can remap an ECU , some other person who is just as clever can find out if it has been modified (whether it is done by reading it through the OBD or by removal of the ECU and plugging it into specialist tools or by removing the ECU opening it and reading direct from the the circuit board -that is how non OBD compatible remaps are carried out ) , in the car world standard unmodified maps are widely available and I am sure that a standard BMW motorcycle map is also as easily obtainable for comparison.

Not saying people should or should not have remaps carried out and it is up to them if they inform their insurance company ( you could easily buy a remapped vehicle and be unaware of it having been done) , BUT do not believe that if some interested third party wants to find out if a remap has been carried out that they will not be able to find out
 
Neil W said:
If one person can remap an ECU , some other person who is just as clever can find out if it has been modified


BUT do not believe that if some interested third party wants to find out if a remap has been carried out that they will not be able to find out
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I thought Hilltops work wasn't traceable, nobody need know if that's the case
 
JohnnyBoxer said:
I thought Hilltops work wasn't traceable, nobody need know if that's the case
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It's always traceable if you have the know how - a determined insurance company could easily employ (and probably do) the necessary expertise. If you gave me two identical BMW ECUs one standard and one Hilltopped we could do it here - it would take us a while but we could, for example, remove the FLASH chips and compare their contents even if they were protected.
 
Nippy Normans supply Touratech, Wunderlich, Desert Fox and many other makes of accessories.
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