The last thing you need in the depths of some foreign land is to bin the mighty steed break a leg or three and find that you have an enormous bill for medical and repatriation etc
There is a very sad thread on UKGSer where a bod (on I think his first trip) was killed in a crash in the south of France. His travel insurance had the maximum of 125cc limit, so paid nothing. Had he just slipped in the shower and broken his neck, he'd have been fine.
The advice is always the same:
1. Choose a policy that suits YOU, not the man next door or some unknown bod on the internet.
2. Many (but not all) free Travel policies given away with bank / financial products and / or Motor insurance cover are very limited.
3. Always read the policy. Wessie's tip of downloading the policy as a PDF and then searching for key words like: motor, motorbike, bike, motorcycle, cycle, vehicle, is a good one. That way you'll probably pick up all the relevant words. Then read the words in context with the rest of the policy. Most modern policies are written in very clear Janet and John language. If you are unsure, ask the vendor for clarification.
4. Take the policy with you on holiday, or at least take the contact phone numbers and policy number. Many travel insurers outsource their assistance services to third parties. These third parties most often will not do anything before knowing what your policy number is, so they can check your cover available.
5. Yours will not be the only claim the insurer or their assistance company will have ever seen or indeed the only claim they'll receive that day. The chances are they'll be dealing with multiple hundreds simultaneously. By and large they know what they are doing and how to help you best; tinker with their advice sometimes at your peril. If in doubt, see threads where bikermates have tried to be really clever but end up fecked.