He went on six sites, seeking insurance on behalf of his son, the entire thread - from the title onwards - revolving around the subject of the unacceptable charge of £1000 a year to insure a 19 year old on a Van Van and did anyone know any alternative (cheap or cheaper) insurers for novice youths? The opening thread gave the strong impression that the Van Van was to be the son's, to get going on a lifetime of motorcycling; who actually paid the cash (if not the son) for the vehicle is all but irrelevant.
Having failed to secure a competitive premium, the whole emphasis changed, through the employment of 'Dirty tricks', to use the OP's own words. The son turns out not to be some budding epic Adventure bikermate in the making but to be just an occasional user of the Van Van, whilst the OP will be scuttling around on the thing all the hours God sends, saving wear and tear on his GS. That way the OP saves a fortune. Readers can form their own opinion as to whether:
1. It's right to charge a novice rider £1000 a year. That perhaps charitable view might change if and when the lad wobbles across the road into them, whilst they are out hooning their awesome steed in the opposite direction
2. It's right to charge the father £120 for his year's insurance by way of comparison
3. Whether the OP has indeed told the truth to his insurer and to UKGSer
4. Whether the OP had engaged himself in fraudulent 'Fronting', in order to defraud the insurer for the sake of financial gain
5. Whether 'Fronting' is, as the OP's legal eagle mate espouses: (a) legal (b) honest (c) fair on customers who make an honest declaration to their insurer and pay the appropriate premium, based solely on the answers given
Answers on a postcard to the usual address.
Having failed to secure a competitive premium, the whole emphasis changed, through the employment of 'Dirty tricks', to use the OP's own words. The son turns out not to be some budding epic Adventure bikermate in the making but to be just an occasional user of the Van Van, whilst the OP will be scuttling around on the thing all the hours God sends, saving wear and tear on his GS. That way the OP saves a fortune. Readers can form their own opinion as to whether:
1. It's right to charge a novice rider £1000 a year. That perhaps charitable view might change if and when the lad wobbles across the road into them, whilst they are out hooning their awesome steed in the opposite direction
2. It's right to charge the father £120 for his year's insurance by way of comparison
3. Whether the OP has indeed told the truth to his insurer and to UKGSer
4. Whether the OP had engaged himself in fraudulent 'Fronting', in order to defraud the insurer for the sake of financial gain
5. Whether 'Fronting' is, as the OP's legal eagle mate espouses: (a) legal (b) honest (c) fair on customers who make an honest declaration to their insurer and pay the appropriate premium, based solely on the answers given
Answers on a postcard to the usual address.
