Mines £177 FC with Bennetts
£153 last year with Bennetts. I've just been quoted £580 by them for a new bike I didn't see that coming.
MCE....without doubt the worst company I've ever insured a bike with..
It was MCE ,the advisor was gone a while consulting with her manager and no refund was the verdict
I would suggest a quick call to these guys; https://www.bemoto.uk/
I was very impressed by their knowledge of the market and willingness to go to bat on your behalf with the underwriters.
They are a small broker with just a few guys dealing with calls; definitely not a "computer says no" outfit, and they don't work with mickey mouse insurers.
Obviously it all depends on circumstances but I ended up with what appears to be much better cover than was offered by MCE and for a lower premium.
I spoke to a chap called Nick.