As I said, you'll need a fairly competent child to help you estimate (imagine) the mileage you think you'll likely do over the next 365 days. Your insurance company has no idea but they put a reasonable amount of (possibly misguided) faith that a bod with enough intelligence to get their way through a driving test and then ride a motorcycle might well have enough imagination to work out whether, based on past experience or anticipated use over the next 365 days, whether it's likely that they'll be doing mileage X, Y or Z.
For some unknown reason(s) you failed in this leap of cognitive activity. When asked, you set off by underestimating your likely annual mileage by a factor of two or maybe more. Now, that's not an misestimation that's gone from one mile to two miles or even 100 to 200. You are out by a factor of thousands. This changes the risk profile you gave to your insurer, for quite understandable reasons... you are more likely to crash your bike (worse still into someone) when you are riding in than when you are not. So, having screwed up your estimation by several thousand, you are obliged to call the chimp in your insurance provider's office to tell them. Had you given it an ounce of thought when you first made your over excited call to insure your vehicle and got the estimated mileage even remotely close, you wouldn't be faced with the real or imagined nightmare that now awaits you.
Simply saying: "I didn't know" or "I couldn't imagine" or some such whinge, doesn't help your case much. If you don't know - or can't even guess without being out by a factor of two and several thousand to boot - what mileage you'll estimate do, how the feck is your insurer meant to know?
But hey, make the call. It may well cost you nothing.
PS
Chances of being caught? Considerably less than the chances of you estimating your annual mileage anywhere near accurately.
Will it invalidate your insurance? No.
For some unknown reason(s) you failed in this leap of cognitive activity. When asked, you set off by underestimating your likely annual mileage by a factor of two or maybe more. Now, that's not an misestimation that's gone from one mile to two miles or even 100 to 200. You are out by a factor of thousands. This changes the risk profile you gave to your insurer, for quite understandable reasons... you are more likely to crash your bike (worse still into someone) when you are riding in than when you are not. So, having screwed up your estimation by several thousand, you are obliged to call the chimp in your insurance provider's office to tell them. Had you given it an ounce of thought when you first made your over excited call to insure your vehicle and got the estimated mileage even remotely close, you wouldn't be faced with the real or imagined nightmare that now awaits you.
Simply saying: "I didn't know" or "I couldn't imagine" or some such whinge, doesn't help your case much. If you don't know - or can't even guess without being out by a factor of two and several thousand to boot - what mileage you'll estimate do, how the feck is your insurer meant to know?
But hey, make the call. It may well cost you nothing.
PS
Chances of being caught? Considerably less than the chances of you estimating your annual mileage anywhere near accurately.
Will it invalidate your insurance? No.