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Thread: Multi bike insurance raping time

  1. #49
    Member
    Join Date
    Sep 2009
    Location
    Bristol, England
    Posts
    67
    Quote Originally Posted by The Nutty GSER View Post
    It's that time again!

    It seems that all these GS thefts has had a knock on effect on insurance figures. £251 to insure the KTM, then add the GS (which is the higher risk bike ), bumps it up to over £700 per year just for the 2 bikes.

    I've called MCE, Bennetts, Carol Nash, The Bike Insurer, and Principal Insurance.

    Any others worth trying?
    Try the RAC.


    Sent from my iPhone using Tapatalk

  2. #50
    Subscriber Click here to find out how to Subscribe
    Join Date
    Mar 2008
    Location
    London/Rome
    Posts
    1,209
    Quote Originally Posted by Wapping View Post
    Yes it did. Your postcode was the only clue to it being perveieved as being situated in a low risk location. Move to a different post code and your premium might well change, in both directions. Central London post codes are being hit with 'No quote' or very high premiums if the bike(s) is / are valued above £16,000 and by others £20,000.
    Yepp.
    My multi-bike policy is "seen" as a single item over 16k and it's a bitch to get a quote or insure every year.

    Wapping, last year while shopping for renewal I was told by one of the brokers on the phone that generally any bike valued over 5/6k non garaged in London is considered a no-no by them. Not even a quote.
    Is that sort of the case? Or was it BS?

    To be fair to the insurers every once in a while, on my policy I have my GS registered on private property (value over 5k still) as it used to sit outside most times overnight (it is now kept in a garage for the time being).
    R1150R '03 [on hiatus]
    R1200GS Adv '07
    HP2 Sport '11
    [I'm the biggest limit on my bike] [flickr]

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