Hi folks, been a member on here for a couple of years, but didn't think I had anything to add to your multiple debates (and arguments) so I haven't posted anything before and I regret my first post is going to be this one.
Wednesday afternoon, beautiful day, half term, took my daughter out for a gentle ride on the back of my 2011 TC GSA.
We got to a t-junction, stopped and waited for a gap in the traffic on the A-road I wanted to join. Approaching from the left was a security truck indicating to turn right into the road I was waiting in. He cut the corner, the front of his vehicle went round us, side of vehicle hit us and knocked us to the ground, rear of his vehicle went over my front wheel as the bike was on its side.
I have no independent witnesses, but I did grab photographs on my phone of his vehicle with back wheels still on my side of the road. The bike's front wheel looks like a pretzel, there's lots of minor-looking damage down left side of bike where it lay on the ground and was 'assaulted', there's a small patch of blue paint on the rightside spotlight bar from his van, but there are absolutely no scrape marks from sliding down the road because we weren't moving. Our bike kit has no damage except small dents in our helmets as we fell into the road.
At the time the driver declared I was obviously going too fast because I wasn't there when he checked the road before turning and I must have hit his vehicle, just to repeat we were stationary
Police were called and they told me that his statement was taken under caution, my statement was taken not under caution and I have an incident number from them.
I had the bike recovered and brought home, for your info I thoroughly recommend Auto-aid for a breakdown service, they were excellent.
There's the long story, now to the point of it.......
I've been lucky, haven't made a claim on insurance in twenty years so I'm looking for some advice. Where do I go from here?
I've informed my insurance company, but said I wanted it to be advisory only at this stage. They said it wouldn't stop me going back to them to make it a claim later. I'm comprehensively insured, what's my best course of action?
Thanks to anyone who reads this, more thanks to anyone who can advise me.
PJ
Wednesday afternoon, beautiful day, half term, took my daughter out for a gentle ride on the back of my 2011 TC GSA.
We got to a t-junction, stopped and waited for a gap in the traffic on the A-road I wanted to join. Approaching from the left was a security truck indicating to turn right into the road I was waiting in. He cut the corner, the front of his vehicle went round us, side of vehicle hit us and knocked us to the ground, rear of his vehicle went over my front wheel as the bike was on its side.
I have no independent witnesses, but I did grab photographs on my phone of his vehicle with back wheels still on my side of the road. The bike's front wheel looks like a pretzel, there's lots of minor-looking damage down left side of bike where it lay on the ground and was 'assaulted', there's a small patch of blue paint on the rightside spotlight bar from his van, but there are absolutely no scrape marks from sliding down the road because we weren't moving. Our bike kit has no damage except small dents in our helmets as we fell into the road.
At the time the driver declared I was obviously going too fast because I wasn't there when he checked the road before turning and I must have hit his vehicle, just to repeat we were stationary
Police were called and they told me that his statement was taken under caution, my statement was taken not under caution and I have an incident number from them.
I had the bike recovered and brought home, for your info I thoroughly recommend Auto-aid for a breakdown service, they were excellent.
There's the long story, now to the point of it.......
I've been lucky, haven't made a claim on insurance in twenty years so I'm looking for some advice. Where do I go from here?
I've informed my insurance company, but said I wanted it to be advisory only at this stage. They said it wouldn't stop me going back to them to make it a claim later. I'm comprehensively insured, what's my best course of action?
Thanks to anyone who reads this, more thanks to anyone who can advise me.
PJ