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Thread: RH Specialist Insurance Services

  1. #1
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    RH Specialist Insurance Services

    Part of ERS (Equity Red Star)
    Just renewed with them last week after 20 years with CN and Aviva (Norwich Union)
    CN have been getting increasingly expensive - this year's renewal was £725 up from about the normal £450-£500 for 5 bikes (incl some higher risk off road bikes) for a rural post code and o50's rider and a 20 year NCD
    Bit salty, so haggled back down to about £560, after a few calls (= waste of my time)
    Worst thing was a new CN/Aviva clause about being garaged at home address whilst unattended - not just the usual 10pm-6am garaging clause and they wouldn't budge on it - so watch it on your policies !!!!

    Someone here recommended RH so called them and what a breath of fresh air - people who you could converse with, plus senior underwriters who would call and email you to discuss and confirm mods etc
    Sensible insurance - no asking for pillion cover - if a bike had provision for a pillion then of course you can take one - no charge
    Garaging between 10pm-6am only
    All mods listed on the policy schedule on full and fitting stuff like replacement suspension was ok
    Premium was sensible - similar to CN £550 but the quality of the insurance was infinitely superior and still included full uk and Europe breakdown and legal cover
    Only downside is they will only cover you on a modern bike if you also have an older bike (over 15 years old) on the policy as well - so they just won't cover just modern bikes on their own

  2. #2
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    Will give them a try John - looking to insure the old shed and, because of the mods (ie PD tank, Ohlins, seat and front brake upgrade) all the companies wanting £150+ ... I’m only paying £100.00 for the 1200 for goodness sake!

  3. #3
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    Your 1200 and airhead will be fine
    When you discuss mods, call the Ohlins 'replacement' suspension as the oem was 'worn out'
    No fee for adding bikes along the way either unlike CN who charge £40 each time plus the risk adjustment
    JohnnyBoxer



    So many roads...........So little time......

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