Did you guys with two separate policies manage to get NCB on both policies?
I've currently got a multibike policy for a Harley and a GPZ900. I've a new GSA 1250 on order, so got a quote for adding it to that policy. (£460 for 6 months).
Did a bit of phoning around and got a quote from BMW insurance for a single policy for the GSA. Explained from day 1 that I already had a policy running with NCB. Anyway they came back with a quote for 12 months that was less the previously quoted 6 month amount. I decided to go ahead, paid for the policy and got the documentation through. They asked for confirmation of my NCB. When I advised them that my NCB was still with my multibike policy, they backtracked saying that I could not have NCB on two policies (despite being fully aware of my requirements, which they confirmed by listening to their telephone recordings, however their agent had misunderstood the situation), and as such they were unable to honour the policy.
When I queried this further, I was advised that because the policy would effectively have no NCB and that the bike was valued at over £15k, they were unable to insure me. (I'm 60, ridding since 17, with one theft claim 35 years ago). This is only two day before I pick up the GSA.
Luckily I've managed to get insurance through BEMOTO, who have "mirrored" my existing NCB.
I'm not quite clear what the "mirrored" NCB means but at least I have insurance.