Another vote for Revolut here. Easy to manage, easy to use, multiple currencies are no problem either.
As above, I have Chase & Revolut cards, plus have both on my mobile.
Another vote for Revolut here. Easy to manage, easy to use, multiple currencies are no problem either.
Correct, Revolut is a card that you charge up with money, just like your Post Office cash card. Caxton is the same.
I still think that it would be a good idea for you to have:
A. A credit card. For travel, I have two which I keep separately from each other. One is from JaJa (the former Post Office offering) the other from Halifax. Each of them has a credit limit big enough to get me home quickly from anywhere in the world, which is all you really care about if the chips are down. I use these predominantly for buying fuel and paying hotel bills. I pay them off in full each month.
B. A card that you load up with cash. I have three, which again I keep separately. One from the Post Office, one from Caxton and one from Revolut. You already have the Post Office card. I use these for small purchases (Europe is rapidly becoming a cashless society) and occasionally for drawing a bit of cash from an atm.
I leave my UK bank cheque card and credit card at home, for the simple reasons outlined in a post above.
These have served me well over the years.
I have a Halifax Mastercard purely for travel purposes, no commissions on transactions and I believe it came out well on Martin Lewis MSE website. Never had any problems with it at any outlet.
Revolut charge a transaction fee on currency exchanges at weekends but they don’t charge for using your money abroad. Free cash withdrawals are also limited and you don’t have the protection from the FSCS that you’d get from a bank.
I keep a Revolut card live and then top it up by a maximum of £100 if I think I’ll need it but it’s only laziness that makes me keep it and if I was looking for a ‘holiday card’ right now I’d choose Monzo above Revolut.
Has that not changed now that Revolut are a fully fledged bank ? I haven't read all their bumf yetRevolut - you don’t have the protection from the FSCS that you’d get from a bank.
What other card should I look at getting please that's more widely accepted.
Which Monzo Andy as there are a few.
Has that not changed now that Revolut are a fully fledged bank ? I haven't read all their bumf yet
I use Revolut at home & abroad but use the phone more than the card to pay for fuel, hotels, etc & the App for sending to family & friends plus online purchases
It's all so easy even I can manage it
I guess the answer might be that some foreign ATM machines make a charge if you use a UK debit card.
My answer, is that I leave my UK bank debit and credit cards at home, just in case I lose my wallet abroad. That way, I at least don’t have to feck about getting new UK cards when I get back. As I have them both included in my iPhone wallet, in a sense I have them with me abroad anyway, just in a virtual state.
As I have them both included in my iPhone wallet, in a sense I have them with me abroad anyway, just in a virtual state.