Europe Insurance

Doc

Let's Av It
UKGSer Subscriber
Joined
Nov 22, 2018
Messages
13,888
Reaction score
1,950
Location
Slawit
Hi,
I need to get a policy for a bike registered in Malta and which i would be riding through Europe on.
I cannot do it with my current insurers. Anyone any recommendations please.
That is also if it is possible to do it.

Cheers Doc
 
i would have thought bemoto would be able to keep you right,worth a call on 01733907000
 
Unlikely I reckon Doc, maybe better to look at shipping.
 
Never had a issue before as my client usually put me on his insurance for all his bikes.
Not sure what the problem is on this one.
 
is the bike coming up to the uk,and being transfered onto uk plates ,or staying on maltese plates
 
is the bike coming up to the uk,and being transfered onto uk plates ,or staying on maltese plates

Dropping off in France. Not sure on plate change.
 
normaly a british insurer will only insure a UK registered vehicle, you may be able to get ins on the VIN number if its being imported and adrian flux used to do that, otherwise you would need a company in malta, but you may well have an issue as you dont have an EU licence, or live in EU country, I mention that as my son is going out to Cyprus and normally gets put on his mates insurance out there but because of the issue just mentioned they wont do it now
 
A UK friend of mine bought a Nepalese registered Enfield in Nepal, riding it back (or at least that was his cunning plan) to the UK.

He arranged insurance for it (using the frame number, as a Nepalese number plate is just squiggles) with Axa, to commence as soon as he hit hit Europe, Turkey in fact.

Going through one of the chimps in the average call centre, probably won’t get you very far. Try one of the specialist insurers / brokers, like ERS (former Hiscox). It may well not be cheap, short term cover on a bike that you maybe do not own, in Europe, often isn’t.... and for very good reasons.
 
If it is a Maltese registered bike could you try a Maltese insurer maybe? They are in the EU so presumably OK to get eu cover. Might be worth asking at least 😎
 
Anyone speak Maltese? A car crash between Spanish, Arabic, a sore throat and feck knows what.

It’s an interesting challenge the OP has set himself. As far as I can make out:

A. An English rider, resident in the UK, with a British passport.

B. A foreign registered bike, not owned by the OP, sitting in Malta. Ownership of bike, unknown. Current insured status of the vehicle, unknown.

C. To be ridden by the OP from Malta to the north French coast and then, apparently, abandoned (or handed on to someone else).

I am not surprised the call centre monkey couldn’t process that through their workstation, as it’s a bit beyond the usual bikermate and his 1250 WC, used for 1,000 miles a year, garaged and only used at weekends for a run with likeminds to Tesco in Norwich, to then chill.


Me, I’d maybe start talking to a specialist broker / insurer. The European bit is, for some insurers at least, more challenging in the post-Brexit heaven we have inherited thanks to several cnuts who never want to travel beyond Lancashire. But hey, it’s a price worth paying if it means the Polish shop on the High Street can become a Mecca slot machine palace or a Cypriot (Mancunian born, natch) run fish-and-chip shop.

PS I might even pretend that I intended to import the bike into the UK :augie I said ‘might’....... But, you might still run into a problem that you are not the registered owner of the vehicle. That is not insurmountable, as you don’t have to own a vehicle per-se in order to insure yourself to drive it.
 


Back
Top Bottom