The FD on the hexheads are known to fail more often than one would like. BMW was likely aware of that they pushed things to the limited in the FD design in an attempt to reduce weight coming from the 1150. They recommend Castrol SAF-XO, which satisfies GL5 requirements but which might very well exceed those in certain areas. Using "just any" GL5 oil might just fall short that extra protection.
As has been said before, at 180ml per change, 1 liter will obviously last for 5 years even with yearly changes, which makes a potential cost saving on the oil irrelevant. Therefore I can't really see the point of not using the recommended oil