This is often recommended on this forum. That’s fine, providing bods don’t think that their free gift from the Bank of Pie is necessarily going to be the same as another bod’s who banks with the Bank of Awesome Steeds.
Not least, the policy wordings do alter, even if your account hasn’t changed one jot. Bods often miss this, particularly if the cannot be arsed to read (or even skim thro’) the words. For example, HSBC has just changed one of their policies, the notification arrived by email just now.
Point 4 is interesting, not least as it is an improvement from the previous limitation. It might though have been notice of the reverse ie. the bringing in of a restriction. Had it of been and someone had just glibly assumed things never change, they might have had a rude and somewhat painful reminder that they do.
Not least, the policy wordings do alter, even if your account hasn’t changed one jot. Bods often miss this, particularly if the cannot be arsed to read (or even skim thro’) the words. For example, HSBC has just changed one of their policies, the notification arrived by email just now.
Premier Travel Insurance changes at a glance:
1. There are changes to business cover where a list of excluded occupations has been introduced to replace the previous blanket exclusion for non-office based work. Aviva have also removed the 31 day per calendar year limit for business travel meaning cover will simply align to the trip length.
2. Cover has been added for customers who need to cancel or return home early due to a border closure within 31 days of their trip.
3. Aviva have extended cover under the unrecoverable costs and increased the repatriation limits to align this with the overall policy limit of £10m for associated medical expenses outside the UK.
4. Removal of the restriction limiting the cc motorcycle engine size meaning riding motorcycles abroad is now covered as long as the insured person has a licence to ride in the UK.
5. The cover for trips in the UK has been extended, meaning that trips for two or more consecutive nights will be covered if they include prepaid public transport bookings.
6. A new exclusion for claims linked to drones has been added to the 'Personal liability' and 'Your belongings' sections.
These updates, along with other changes made by your insurer, are summarised in the Notice of Variation. We've also revised HSBC Premier Travel Insurance Policy Wording, which provides full details of your policy terms and conditions, including what you will need to do to claim if your trip is cancelled and answers to some frequently asked questions.
Point 4 is interesting, not least as it is an improvement from the previous limitation. It might though have been notice of the reverse ie. the bringing in of a restriction. Had it of been and someone had just glibly assumed things never change, they might have had a rude and somewhat painful reminder that they do.