If it’s a new bike, north of £20,000 it may well not be cheap. That is not peculiar to the 1600, as some with the fully kitted 1250’s are finding. It was ‘easier’ for me to insure a Porsche GT4, sitting on the road in London E1, than it was to insure my new at the time 2017 1600 GT, garaged at home in London E1.