Hi, under the current legislation you may withdraw from your finance agreement within 14 days, they are entitled to charge you interest but no penalty. This is NOT the same as distance selling where you can cancel the whole agreement and return the vehicle, read your pre contract information which you should have got up front before you signed the agreement, that will detail the information, if you didn’t get this, complain strongly, dealers are not always up to scratch, as always talk to the finance company they are there to help, finance companies are not all baddies, they have to work withinthe law and the FCA guidelines. BMW Finance in my experience are quite good (I worked in the asset finance industry for many years and put a lot of this stuff in)