LV Britannia often come near or at the top of customer feedback surveys.
With 2 planned trips to Europe this year and that my current breakdown cover is due for renewal, I have just looked to see if an annual European breakdown policy is worthwhile. The Nationwide bank account with added insurance is not for me as they want my good arm and leg to add cover for existing medical stuff to the travel policy. As posted elsewhere, I have bought an annual travel policy from Puffin, underwritten by Axa for £67 (£37 without the medical loading).
I always start by finding the lowest possible price with a search engine, comparing single trip policies with annual. This year, as most years, Moneysupermarket has the best prices. For 1 vehicle, annual UK & Europe breakdown cover is as little as £43 a year, with a £40 excess. I have never heard of the first few brokers or their underwriters so scrolled down the list for a familiar name. A tenner more gets the same cover from LV, so I click through to the LV website. In addition to cover for my RS in Europe & UK I am offered an add on for personal cover in any vehicle in the UK only. A total of £67. This is a lot less that any comparable package from known entities such as Startrescue or direct to LV themselves at £190! Add a tenner to remove the £40 excess.
I can't see anywhere they have cut corners. The territorial limits are all of Europe, not just the EU. Even Russia west of the Urals and Ukraine! You can compare the 2 different policy wordings at https://www.lv.com/breakdown-cover/existing-customers
With 2 planned trips to Europe this year and that my current breakdown cover is due for renewal, I have just looked to see if an annual European breakdown policy is worthwhile. The Nationwide bank account with added insurance is not for me as they want my good arm and leg to add cover for existing medical stuff to the travel policy. As posted elsewhere, I have bought an annual travel policy from Puffin, underwritten by Axa for £67 (£37 without the medical loading).
I always start by finding the lowest possible price with a search engine, comparing single trip policies with annual. This year, as most years, Moneysupermarket has the best prices. For 1 vehicle, annual UK & Europe breakdown cover is as little as £43 a year, with a £40 excess. I have never heard of the first few brokers or their underwriters so scrolled down the list for a familiar name. A tenner more gets the same cover from LV, so I click through to the LV website. In addition to cover for my RS in Europe & UK I am offered an add on for personal cover in any vehicle in the UK only. A total of £67. This is a lot less that any comparable package from known entities such as Startrescue or direct to LV themselves at £190! Add a tenner to remove the £40 excess.
I can't see anywhere they have cut corners. The territorial limits are all of Europe, not just the EU. Even Russia west of the Urals and Ukraine! You can compare the 2 different policy wordings at https://www.lv.com/breakdown-cover/existing-customers
