My motor policy has no exclusion about my bike being stolen (probably by being lifted into a van, by scrotes) when a spare key was hidden by being taped out of sight on the wishbone. Or indeed, any mention of a spare key at all.
Touring tips
- Thread starter Mark H
- Start date
The problem arises when they come to pay out as they are buying the bike off you at that point (if its found it won't be returned to you) and they can ask for the spare key......THEN it can be a problem. Some policies may ask, do you have both keys when you take it out.
you have a vivid imagination - never seen such a term in an insurance contract
You mean a part froom the steps to take reasonable conditions to prevent your motorcycle from being stolen. Its actually called 'Reasonable Precaution'.
Those conditions
The words do not have to be specific
It would be considered unreasonable to leave the key on the bike.
Oh...this is taken from the Carol Nash Terms and Conditions
theft as a result of keys remaining in or on your
motorcycle whilst it is unattended;
Guess its reality and not an imagination
https://www.carolenash.com/docs/lib...-policy-wordings_online.pdf?sfvrsn=85bb0075_8
Page 5 under section
What is NOT covered
This one is taken from the Bennetts Policy T&Cs for Motorcycles
• if care is taken to safeguard the keys from loss and where the keys were not left in, on or within
close proximity to your bike whilst it was unattended
NEXT
Maybe they have vivid imaginations
I managed to show you reality in like 5 minutes with TWO of the major bike insurers
Given that my insurer has no idea whether I have one key, two keys, six or ten keys, I wish them luck establishing which key is missing. Then mix in that there is no requirement on my policy not to secrete a key on my bike, means that I can rely on the pound of butter in my fridge to keep me safe. Others may differ. Others might not even lock their bike up.
I just quoted two policies that clearly state not to leave your bike unattended with a key in or on the bike. Also use the words reasonable caution in others.
SO I have the feeling your policy probably does in one way or another cover their ass
Do whatever you like. If you prefer not to keep a dumb key secreted about your bike, then don’t.
Both bike’s spare keys lives in a pocket in my jacket all year round.
Another camping touring tip is to have big battery banks and install charging for them inside the top box, so they’re charged when you get to the campsite each night.
Another camping touring tip is to have big battery banks and install charging for them inside the top box, so they’re charged when you get to the campsite each night.
I would never leave a key with the bike, "hidden" or not, I am sure that would not be considered "reasonable care" by insurerers.
On tour I would put my spare keys in Mrs Jacket and Vice Versa....
...Obviously a challenge if touring solo, but it meant if one of us lost our keys or dropped them down a drain we would be OK/
On tour I would put my spare keys in Mrs Jacket and Vice Versa....
...Obviously a challenge if touring solo, but it meant if one of us lost our keys or dropped them down a drain we would be OK/
Always kept a spare key taped in a secret place on the 'bike.
In your jacket or trousers armour is fine, but if they get nicked ....
Key with the 'bike .... never had a problem
In your jacket or trousers armour is fine, but if they get nicked ....
Key with the 'bike .... never had a problem
Tell us yer secret place, mate.
I love threads like this ! We are all so different ! BUT that of course is what makes this place so good. Lots of different ideas. Keep it up chaps.
(ps .. I chuck all my dirties and buy new when I can)
(ps .. I chuck all my dirties and buy new when I can)
It varies… .... but you'll need a screwdriver or spanner to retrieve it
A Yorkshireman and his wallet.
Some people poo-poo using Google’s street view function to look at roads along a planned route.
I don’t buy into this at all, believing that it helps the route’s creator get a good feel for what it’ll be like. Here’s just a short sample of screenshots from a ‘scenic’ no motorways route I have created from Ste Menehould (near Verdun) down to Quarre les Tombes (at the top of the Morvan) using MyRoute’s ability to show street view views.
The other useful thing was to act as a reminder. Here’s an easy example. I knew I could remember going through a small half-timbered town in the Morvan, entered via an old gate. I couldn’t though remember what the town was, simply that I had been through it going roughly along a route I intended to take when out for one day.
With a little bit of hunting in Google street view I found it. I was then able to:
A. Mark it for future use, Google having a better memory than me.
B. Include it as a waypoint on my route.
I don’t buy into this at all, believing that it helps the route’s creator get a good feel for what it’ll be like. Here’s just a short sample of screenshots from a ‘scenic’ no motorways route I have created from Ste Menehould (near Verdun) down to Quarre les Tombes (at the top of the Morvan) using MyRoute’s ability to show street view views.
The other useful thing was to act as a reminder. Here’s an easy example. I knew I could remember going through a small half-timbered town in the Morvan, entered via an old gate. I couldn’t though remember what the town was, simply that I had been through it going roughly along a route I intended to take when out for one day.
With a little bit of hunting in Google street view I found it. I was then able to:
A. Mark it for future use, Google having a better memory than me.
B. Include it as a waypoint on my route.
Pootler
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i have used the Google street view for route pre planning for some time to find places to ride to and to spot landmarks and turning points to create a visual mental reference. It works very well for me and has for quite some time, don't use google for routes though.
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