Insurance - Stage 1 and extras

tis eye

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• Oct 15, 2022

• #1

Getting a few insurance quotes online - pondering weather i should declare aftermarket air filter and pipes as well as a stage one tune.. never bothered in the past but maybe my age is making me question my decisions but it is defiantly effecting costs - whats the collective opinion..

 

BillyBoxer6

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• Oct 15, 2022

• #2

I always declare Changes like those, I don't want to give the Insurance Companies Ammunition for not paying out if I ever have to Claim a Loss.
I use BeMoto and they're really good about such things.
Basic Stage One stuff doesn't seem to alter the Premium much, if at all.
Even my Stage 4 + FXDF didn't phase them, and it's had a Ground Up Motor Rework (among many other things!).
Not the cheapest (up there with CN), but seem like a decent Company.

 

Doc

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• Oct 15, 2022

• #3

I informed my insurance about my stage two.

 

Doris

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• Oct 15, 2022

• #4

I declare everything to my insurance. It doesn’t seem to affect the premiums. The only difference was a big excess on the paint (custom) which is fair enough.

 

Toddmeister

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• Oct 15, 2022

• #5

Doc said:

I informed my insurance about my stage two.

Click to expand...

Doris said:

I declare everything to my insurance. It doesn’t seem to affect the premiums. The only difference was a big excess on the paint (custom) which is fair enough.

Click to expand...

Ditto and agree with everything above. My broker stated that the underwriters weren’t bothered at all with the stage 2 I declared as they don’t think Harleys are performance motorcycles!

 

BillyBoxer6

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• Oct 15, 2022

• #6

Toddmeister said:

they don’t think Harleys are performance motorcycles!

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I know, great innit...?

 

tis eye

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• Oct 15, 2022

• #7

All done - good advice and i declared the stage one.. Ive insured with Bennetts and they were pretty good and understood the Stage 1 and beat all the Go Compare quotes by a long way.

With the PX fiasco and returning the Harley Dyna i had delivered last week i also managed to re-insure the S1000XR that is being Un PX'd for £100 so although a bit of a mare i'm pleased with the outcome - could have been worse. The S1000XR is now in the "for sale" section