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Thread: Insurance for riding on the Continent - with a twist......

  1. #1
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    Insurance for riding on the Continent - with a twist......

    Bit of a long post but bear with me and you'll understand where I am coming from.....

    6 years ago I bought a Triumph Rocket 3 Touring new from a garage in Romford. Paid 14K for it with all the bells and whistles on it and rode it home.....to Holland.
    For the next 3 years rode it on UK plates, tax etc until it came up for MOT renewal. Dilema, take it back to the UK to get the MOT done or transfer it onto Dutch plates (at an expense).
    I chose the latter. Cost for doing so was around EURO 2000 all told. Bike was then on Dutch plates and was subsequently insured by a Dutch insurance provider.

    So this begs the question why and so what....?

    Cost of the new bike at the time 2011 was 14K sterling. Same bike in Holland was around 24K Euro. So now it starts to make sense.

    Big issue - insurance. I found company that would insure me based on the following story - I lived both in Holland and UK. Summer months in The Hague Holland working for an international corporation and Winter months in Scotland - same company. Luckily I have an address in UK still.
    Insurance was fine but the facts were not 100% kosher. Basically I was taking a risk.

    So now the following dilemma! I want to add a K1600GTLE to my collection. New price in Holland 32K Euro. Same bike in UK is 21K sterling. Exchange rate is very much in my favour making the new bike in UK about 24K EURO equivalent.

    Soooooo........Any ideas on where I can get insurance based on the same story as above? The company I used to insure with wont accept it any more. Issue is I have a Dutch driving license.
    Dutch insurance wont touch it until its on Dutch plates. A saving of 8K is worth trying all the channels possible.
    Importing costs about 8K - which takes it back to the current value in Holland.

    As info riding around in Holland on UK plates is not an issue. The police don't care provided you have valid documents. Customs do care and if they catch you will demand you take the bike off road until its on Dutch plates or take it back to UK. Reason being - ''why do you have a Dutch driving license but an English bike - sir?''
    Customs are few and far between and of the 3 years I had on the Triumph never once got stopped. For that I am prepared to take the risk.

    Anyone got any ideas?

  2. #2
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    Absolutely no idea, sorry.

    But I like your style!
    "I must be traveling on now 'cause there's too many places I've got to see.

  3. #3
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    Quote Originally Posted by Khulu View Post
    Absolutely no idea, sorry.

    But I like your style!
    Cheers! I get screwed with 52% income tax here in Holland anyway so I'd like to avoid filling the Dutch government coffers if I can legally avoid it......
    but wouldn't change it for the world.......love it here.

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